Coverage that keeps up with how you actually drive.
From state-minimum liability (OK 25/50/25 or TX 30/60/25) to classic-car collectors and SR-22 filings — we shop multiple carriers to find you the right policy at the right price.
Drive with confidence.
Liability & state minimum
Oklahoma requires 25/50/25; Texas requires 30/60/25. We'll tell you honestly whether state minimum is enough for your situation — it usually isn't.
Collision & comprehensive
Fix or replace your vehicle after accidents, theft, vandalism, hail, and other non-collision damage.
Uninsured motorist
About 25% of Oklahoma drivers and 14% of Texas drivers are uninsured. This covers you when the other driver can't.
Roadside & rental reimbursement
Tow, lockout, and rental car coverage when your vehicle's in the shop.
SR-22 filings
We handle SR-22 filings for Oklahoma and Texas drivers who need them, fast.
Classic & collector
Agreed-value coverage through Hagerty-style specialty carriers for classic, antique, and collector vehicles.
Auto insurance FAQ
What's Oklahoma's minimum auto insurance requirement?
25/50/25 — $25,000 per person for bodily injury, $50,000 per accident for bodily injury, $25,000 for property damage. Honestly, we recommend higher limits — a single at-fault accident can blow past 25/50/25 in one medical bill.
What's Texas's minimum auto insurance requirement?
30/60/25 — $30,000 per person for bodily injury, $60,000 per accident for bodily injury, $25,000 for property damage. Texas minimums are higher than Oklahoma's, but they still won't cover the cost of a serious accident. We'll help you pick limits that actually protect you.
Do you handle SR-22 filings?
Yes. We handle SR-22 filings with multiple carriers — fast, same-day in most cases. Call or request a quote and we'll walk you through it.
Are there safe-driving discounts?
Most carriers offer clean-record, defensive-driving, good-student, and telematics discounts. We'll look at every one you qualify for.
Can I insure a classic car?
Yes — we write classic, antique, and collector vehicles with agreed-value coverage through specialty carriers. Your 1967 Mustang doesn't belong on a standard auto policy.
Get a real auto quote.
Takes about 60 seconds. We'll come back with options from multiple carriers.