Oklahoma & Texas Home Insurance Quotes | Liberty Link Group

Get affordable home insurance in Oklahoma and Texas from Liberty Link Group. Licensed agents shop top carriers for the best rate. Free quote — call (405) 594-5953 today.

Oklahoma & Texas Home Insurance

Protect What Matters Most. At a Price That Makes Sense.

Liberty Link Group shops top-rated carriers across Oklahoma and Texas to find the right home insurance for your property — and your budget. Independent agents, honest advice, real savings.

Licensed home insurance agents in Oklahoma & Texas

We compare rates from 20+ top-rated carriers

Coverage for single-family homes, rentals, and investment properties

Bundling discounts when you combine home + auto

Fast quotes — most clients covered same day

Call for a Free Quote → (405) 594-5953

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✅ Trust Bar

★ 5-Star Google Rated

✓ Licensed in Oklahoma & Texas

🏠 Home, Rental & Investment Properties

$ We Shop 20+ Carriers for You

↗ Bundle & Save on Home + Auto

Why Homeowners Choose Liberty Link Group:

One Call. Multiple Carriers. Best Rate.

As an independent insurance agency licensed in both Oklahoma and Texas, we're not locked into one company's rates. We shop the market so you don't have to — finding you the right coverage at the right price, every time.

🏆 We Work for You, Not the Carrier We compare home insurance rates from multiple top-rated companies and present you with the best options. No pressure, no bias — just the policy that fits your home and your life.

🌪️ We Know Oklahoma & Texas Weather Tornadoes, hail, flooding, wildfire — we understand the unique risks homeowners face in both states and make sure your policy actually covers what matters most here.

🤝 Support That Doesn't Stop at the Sale From coverage questions to claims guidance, we're here long after the policy is signed. Our clients don't get handed off to a 1-800 number — they get a real agent who knows their name.

🛡️ What We Cover:

Home Insurance Coverage Options for Oklahoma & Texas Homeowners

A standard home insurance policy covers more than just your house. Here's what we help you understand and customize:

Dwelling Coverage Protects the structure of your home — walls, roof, foundation, and attached structures — from covered events like fire, hail, windstorm, and more.

Personal Property Coverage Covers your belongings inside the home: furniture, electronics, clothing, and valuables if they're damaged, destroyed, or stolen.

Liability Protection If someone is injured on your property or you accidentally damage someone else's property, liability coverage protects your finances and covers legal costs.

Loss of Use Coverage If your home becomes uninhabitable after a covered loss, this pays for temporary living expenses — hotel, meals, and more — while repairs are made.

Other Structures Coverage Covers detached structures on your property like fences, garages, sheds, and guest houses.

Weather & Disaster Add-Ons Oklahoma and Texas homeowners often need additional coverage for wind, hail, flooding, and in some areas, wildfire. We'll make sure you're not caught with a gap when it matters most.

👥 Homeowners We Insure

Coverage for Every Type of Property Owner

Whether you're buying your first home, own a rental property, or are looking to bundle everything under one roof — we have the right solution for you.

First-Time Homebuyers We'll walk you through exactly what coverage you need, what's required by your lender, and how to get the best rate from day one.

Established Homeowners Already have coverage? We'll do a free comparison to see if you're overpaying or underinsured — many clients save hundreds by switching.

Rental & Investment Property Owners Landlord policies, dwelling fire coverage, and liability protection for single-family rentals, duplexes, and small investment portfolios.

Bundlers Combine your home and auto insurance with one carrier and unlock some of the biggest discounts available. We handle both — one call does it all.

📍 Where We Serve:

Licensed in Oklahoma & Texas — Protecting Homes Across Both States

Based in Edmond, Oklahoma, Liberty Link Group is licensed to serve homeowners across Oklahoma and Texas. Wherever your property is, we'll find you the right coverage.

Oklahoma City · Edmond · Tulsa · Norman · Broken Arrow · Moore · Midwest City · Stillwater · Lawton · Enid · Owasso · Yukon · Mustang · Shawnee · Bartlesville · Muskogee · Bixby · Jenks · Sand Springs · Sapulpa · Claremore · Ardmore · Duncan · Ponca City · Altus · Ada · Durant · Tahlequah · El Reno · Weatherford · Guthrie · Chickasha · McAlester · Miami · Woodward

Dallas · Fort Worth · Houston · San Antonio · Austin · El Paso · Arlington · Corpus Christi · Plano · Lubbock · Laredo · Irving · Garland · Frisco · McKinney · Amarillo · Grand Prairie · Brownsville · Pasadena · Killeen · Mesquite · McAllen · Waco · Carrollton · Denton · Midland · Odessa · Abilene · Beaumont · Round Rock · Richardson · Tyler · Pearland · College Station · League City · Wichita Falls · Allen · Edinburg · Sugar Land · Lewisville · Longview · San Angelo · Bryan · Mission · Pharr · Temple · Baytown · Flower Mound · New Braunfels · Conroe · Harlingen · Georgetown · Cedar Park · Rowlett · Mansfield · Katy · Pflugerville · Missouri City · Burleson · Friendswood · Coppell · Leander · Southlake · Rockwall · Euless · Bedford · Grapevine · North Richland Hills

Don't see your city? We serve all of Oklahoma and Texas — call us at (405) 594-5953 and we'll get you covered.

❓ Oklahoma & Texas Home Insurance FAQs:

Is home insurance required in Oklahoma and Texas? Home insurance isn't required by state law, but if you have a mortgage your lender will almost certainly require it. Even without a mortgage, going uninsured is a major financial risk — especially in two states known for severe weather.

How much does home insurance cost in Oklahoma and Texas? Oklahoma and Texas both rank among the more expensive states for home insurance due to tornado, hail, and storm risk. Costs vary by home value, location, construction type, and coverage level. As an independent agency, we shop multiple carriers to find you the most competitive rate available.

Does home insurance cover tornado and hail damage? Most standard home insurance policies in Oklahoma and Texas cover wind and hail damage, including tornadoes. However, some policies have separate wind/hail deductibles. We'll review your policy carefully to make sure you have the right protection before storm season hits.

Does home insurance cover flooding? Standard home insurance policies do not cover flooding. If your home is in a flood-prone area, you may need a separate flood insurance policy through the NFIP or a private carrier. We can help you evaluate whether flood coverage makes sense for your property.

Can I bundle home and auto insurance to save money? Yes — bundling home and auto is one of the most reliable ways to lower your total insurance cost. Most of our carriers offer meaningful multi-policy discounts. Liberty Link Group handles both, so one call gets you quotes on everything.

What's the difference between actual cash value and replacement cost coverage? Actual cash value pays what your home or belongings are worth today (minus depreciation). Replacement cost pays what it actually costs to rebuild or replace them at today's prices — and is almost always worth the upgrade. We'll walk you through which option fits your situation.

🚀 Ready to Protect Your Home?

Get Your Free Home Insurance Quote Today

Our licensed agents in Oklahoma and Texas are standing by. No pressure, no runaround — just honest advice and the best rate we can find you.

Get a Free Quote Online

Or call us directly: (405) 594-5953 Mon–Fri, 9am–8pm